> ## Documentation Index
> Fetch the complete documentation index at: https://help.mytruv.com/llms.txt
> Use this file to discover all available pages before exploring further.

# The Liabilities object

> Credit card balances, loan amounts, and other liabilities from connected accounts.

The Liabilities response includes account records and liability details, separated into credit accounts and loans.

## Response attributes

| Attribute   | Type             | Description                                 |
| :---------- | :--------------- | :------------------------------------------ |
| accounts    | array of objects | Account records associated with liabilities |
| liabilities | object           | Liability data grouped by type              |

## Liabilities data

| Attribute | Type             | Description                                      |
| :-------- | :--------------- | :----------------------------------------------- |
| credit    | array of objects | Credit card and revolving credit liabilities     |
| loans     | array of objects | Loan liabilities (mortgage, auto, student, etc.) |

***

## Endpoints

* [Get liabilities](/api-reference/liabilities/get-liabilities)

***

## Example response

```json theme={null}
{
  "accounts": [
    {
      "id": "24d7e80942ce4ad58a93f70ce4115f5c",
      "type": "CREDIT_CARD",
      "mask": "4321",
      "nickname": "Chase Sapphire",
      "balances": {
        "currency_code": "USD",
        "balance": "2500.00",
        "available_balance": "7500.00",
        "credit_limit": "10000.00"
      }
    }
  ],
  "liabilities": {
    "credit": [
      {
        "account_id": "24d7e80942ce4ad58a93f70ce4115f5c",
        "current_balance": "2500.00",
        "credit_line": "10000.00",
        "available_credit": "7500.00",
        "minimum_payment_amount": "35.00",
        "next_payment_amount": "35.00",
        "next_payment_date": "2025-04-15",
        "last_payment_amount": "120.00",
        "last_payment_date": "2025-03-15",
        "last_stmt_balance": "2450.00",
        "last_stmt_date": "2025-03-01",
        "purchases_apr": "19.99",
        "past_due_amount": "0.00",
        "balance_as_of": "2025-03-20"
      }
    ],
    "loans": [
      {
        "account_id": "9f8e7d6c5b4a39281706abcd1234ef56",
        "principal_balance": "18500.00",
        "original_principal": "25000.00",
        "interest_rate": "5.25",
        "next_payment_amount": "450.00",
        "next_payment_date": "2025-04-01",
        "last_payment_amount": "450.00",
        "last_payment_date": "2025-03-01",
        "maturity_date": "2029-06-01",
        "loan_term": 60,
        "balance_as_of": "2025-03-20"
      }
    ]
  }
}
```