> ## Documentation Index
> Fetch the complete documentation index at: https://help.mytruv.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Income vs. Expenses

> See how the money coming in compares to the money going out on the Cash Flow view.

The Cash Flow view is where MyTruv compares your income against your expenses. The two platforms answer this question in different ways - same data, different chart - so it's worth knowing what each one shows.

## How the comparison is shown

<Note>
  **On the web** - the comparison sits at the top of the Cash Flow page as three metric cards: **Total Income**, **Total Expenses**, and **Savings Rate** (the percentage of income that wasn't spent). The **Sankey diagram** below those cards visualizes the flow - income sources merge into a single Income node on the left, which then splits into a Savings node (when positive) and the top expense categories on the right. A taller / wider Savings node means more of your income stayed in your accounts.

  **On iOS** - there is no single side-by-side card. Income and expenses live on the same Cash Flow screen but in different sections:

  * The **Net cash flow** bar chart at the top shows the *difference* (income minus expenses) for each period. Positive bars mean income beat expenses; negative bars mean the opposite. Two summary numbers - **Total net** and **Avg/month** - sit above the chart.
  * The **Income** section embedded below the chart shows your income detail - employment card, gross/net pay charts, recent pay statements.
  * Expenses live on the separate **Spending** page, not on Cash Flow.
</Note>

## What the comparison tells you

Whichever platform you're on, reading the comparison gives you the same answers:

* **Positive net (or positive Savings Rate)** - you brought in more than you spent during the period
* **Negative net (or 0% Savings Rate)** - you spent more than you brought in
* **Trend across months** - is the gap widening, shrinking, or steady? Switch the time range to see month-over-month

## What to use it for

* Spot months where expenses spiked above income and look into why
* Track whether your savings rate is improving, holding, or sliding
* Set realistic spending targets that match your actual income

## Related

* [Understanding Your Cash Flow](/cash-flow/understanding-cash-flow) - the page overview
* [Customizing Time Ranges](/cash-flow/customizing-time-ranges) - choose what period the comparison covers
* [Spending Overview](/spending/spending-overview) - where the expenses side is broken down in detail
* [Income Overview](/income/income-overview) - where the income side is broken down in detail