> ## Documentation Index
> Fetch the complete documentation index at: https://help.mytruv.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Understanding Tax Withholdings

> Learn about the tax withholdings shown on your pay statements.

Tax withholdings are amounts your employer deducts from your paycheck to pay federal, state, and local taxes on your behalf.

## Types of tax withholdings

### Federal taxes

* Federal Income Tax - Based on your income level and W-4 form elections
* Social Security Tax - 6.2% of your gross pay (up to the annual wage base)
* Medicare Tax - 1.45% of your gross pay (additional 0.9% for high earners)

### State and local taxes

* State Income Tax - Varies by state; some states have no income tax
* Local/City Tax - Applicable in some municipalities

## Where to see tax withholdings in MyTruv

Tax withholdings show up in the **Taxes** bucket of the **Income breakdown** card on the Income view. Expand it to see the individual line items your payroll provider reported - Federal Income Tax, Social Security (FICA), Medicare, State Income Tax, and any local taxes - each with the amount withheld for the selected period.

You can also switch the breakdown between the most recent paycheck, year-to-date totals, and older paychecks to see how withholdings change over time.

For how to get to the Income view on each platform, see the [Income overview](/income/income-overview). For the full deduction list on a single paycheck, see [Viewing your pay statements](/income/viewing-pay-statements). For how the Taxes bucket fits alongside the other deduction categories, see [Understanding your deductions](/income/understanding-deductions).

## Are your withholdings correct?

If you're consistently getting large tax refunds or owing money at tax time, your withholdings may need adjustment. You can update your withholdings by submitting a new W-4 form to your employer.

<Tip>Use the IRS Tax Withholding Estimator at irs.gov to check if your current withholdings are appropriate for your situation.</Tip>

<Note>MyTruv displays your withholdings as reported by your payroll provider. For questions about your specific tax situation, consult a tax professional.</Note>