> ## Documentation Index
> Fetch the complete documentation index at: https://help.mytruv.com/llms.txt
> Use this file to discover all available pages before exploring further.

# How Insights Are Generated

> Where insights come from, what they need to be accurate, and what you see while MyTruv is still analyzing.

MyTruv generates insights automatically from the account data you've connected - bank transactions, balances, recurring activity, and pay statements. The insights you see are tied to your specific account, not generic advice.

## Where the data comes from

The system looks at:

* **Your transaction history** - how you spend across categories and merchants, and how that changes month over month
* **Your income** - frequency, amounts, and any deviation from your normal pattern
* **Your recurring activity** - subscriptions, bills, and how they evolve over time
* **Your account balances** - movement across accounts and your overall net worth

The more accounts you connect and the longer your history, the more reliable insights become.

## How long it takes

Some categories of insights need a few weeks of transaction history before MyTruv has enough signal to surface them. If you've just connected your accounts, you may see the Insights page in an "analyzing" state for a little while.

While generation is in progress, the page shows a clear "still analyzing" indicator:

* **On the web** - a pulsing icon on the Insights page with copy explaining that MyTruv is processing your data
* **On iOS** - a spinner on the Insights page with the same explanation

When generation finishes:

* If MyTruv found insights, they appear on Home and on the full Insights page
* If MyTruv didn't find enough signal to generate any, you'll see a "no insights yet" empty state - that usually means more transaction history is needed

## What affects accuracy

* **Quality of connected data** - missing or out-of-date account connections (a disconnected bank, a broken payroll link) reduce coverage. Keep connections healthy on `/data/connections`.
* **Account breadth** - connecting bank + payroll gives MyTruv a fuller picture than bank alone.
* **History length** - subscription detection and recurring-pattern insights stabilize after a few months of transactions.

## Insights are informational

<Note>Insights are informational and educational. They are not financial advice. Always consider your full financial situation when making decisions.</Note>

## Related

* [What Are Insights?](/insights/what-are-insights) - the basics and where insights live on each platform
* [Types of Insights](/insights/insight-categories) - the 10 categories
* [Acting on Insights](/insights/acting-on-insights) - what to do with an insight once you see it

<Tip>If insights aren't showing up after a few days, check your connections - a broken bank or payroll link is the most common reason MyTruv doesn't have what it needs to generate them.</Tip>