The Liabilities object - MyTruv

The Liabilities response includes account records and liability details, separated into credit accounts and loans.

Response attributes

Attribute	Type	Description
accounts	array of objects	Account records associated with liabilities
liabilities	object	Liability data grouped by type

Liabilities data

Attribute	Type	Description
credit	array of objects	Credit card and revolving credit liabilities
loans	array of objects	Loan liabilities (mortgage, auto, student, etc.)

Endpoints

Get liabilities

Example response

{
  "accounts": [
    {
      "id": "24d7e80942ce4ad58a93f70ce4115f5c",
      "type": "CREDIT_CARD",
      "mask": "4321",
      "nickname": "Chase Sapphire",
      "balances": {
        "currency_code": "USD",
        "balance": "2500.00",
        "available_balance": "7500.00",
        "credit_limit": "10000.00"
      }
    }
  ],
  "liabilities": {
    "credit": [
      {
        "account_id": "24d7e80942ce4ad58a93f70ce4115f5c",
        "current_balance": "2500.00",
        "credit_line": "10000.00",
        "available_credit": "7500.00",
        "minimum_payment_amount": "35.00",
        "next_payment_amount": "35.00",
        "next_payment_date": "2025-04-15",
        "last_payment_amount": "120.00",
        "last_payment_date": "2025-03-15",
        "last_stmt_balance": "2450.00",
        "last_stmt_date": "2025-03-01",
        "purchases_apr": "19.99",
        "past_due_amount": "0.00",
        "balance_as_of": "2025-03-20"
      }
    ],
    "loans": [
      {
        "account_id": "9f8e7d6c5b4a39281706abcd1234ef56",
        "principal_balance": "18500.00",
        "original_principal": "25000.00",
        "interest_rate": "5.25",
        "next_payment_amount": "450.00",
        "next_payment_date": "2025-04-01",
        "last_payment_amount": "450.00",
        "last_payment_date": "2025-03-01",
        "maturity_date": "2029-06-01",
        "loan_term": 60,
        "balance_as_of": "2025-03-20"
      }
    ]
  }
}

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