What is MyTruv MCP?
MyTruv MCP allows you to securely connect MyTruv with AI assistants like Claude, ChatGPT, and Cursor, so you can query your financial data with natural language. Check balances, analyze spending trends, review income, and track subscriptions - all directly from your AI assistant.The MCP server is read-only. It cannot modify your accounts, create transactions, or change any settings.
Setup
Prerequisites
- A MyTruv Pro subscription (monthly or annual) with at least one connected bank or payroll account
- An AI assistant that supports MCP (Claude Desktop, Claude Code, Cursor, Codex, etc.)
Authentication
The MyTruv MCP server uses OAuth for authentication. No API keys or tokens to manage - just sign in with your MyTruv account when prompted. On first use, your browser will open automatically so you can authorize access. After that, your session stays active until you sign out. The server URL is:Claude Desktop
Add the following to yourclaude_desktop_config.json:
- macOS
- Windows
Config file location:
Claude Code
Cursor
Open Cursor Settings > Tools & MCP, click Add new MCP server, and select Streamable HTTP as the type. Or add directly to yourmcp.json:
- macOS / Linux
- Windows
Config file location:
Codex
~/.codex/config.toml:
Available tools
- accountBalances - current balances across all connected accounts
- balanceHistory - assets, liabilities, and net worth over time
- connectedAccounts - all connected account links with status
- transactionHistory - transactions from all connected bank accounts
- searchTransactions - search and filter by text, amount, category, date
- recurringTransactions - recurring bills, subscriptions, and income
- spendingAnalysis - spending by category, merchant, or time period
- incomeReport - all income sources from payroll and bank accounts
- getPayrollIncome - pay stub history for a specific employer
- getBankIncome - bank transaction-based income analysis
Limitations
- Pro plan required - MyTruv MCP is not available on the free plan
- Read-only access - the MCP server cannot modify your data
Example use cases
- “How much did I spend on dining out last month?”
- “Am I spending more this month than last month?”
- “What subscriptions am I paying for?”
- “What are my income sources?”
- “How has my net worth changed over the last 6 months?”
- “Find all transactions over $500 this quarter”
- “Compare my spending this month vs last month by category”
Next steps
API Overview
REST API for programmatic access
Subscription Plans
Upgrade to Pro for MCP access