Snapshot and net worth
Spending and trends
| Prompt | Claude | ChatGPT |
|---|---|---|
| Break down my spending by category this month | Ask | Ask |
| Dig into my spending over the past year and find patterns I might not notice myself | Ask | Ask |
| Compare my spending this month vs last month by category | Ask | Ask |
| How much did I spend on dining out last month? | Ask | Ask |
| Which categories are trending up compared to last quarter? | Ask | Ask |
Subscriptions and recurring
Income and pay
Specific transactions
Tips for better answers
- Be specific about time. “Last 30 days”, “Q1 2026”, or “since January” works better than “recently”.
- Ask follow-ups. Once the assistant pulls data, follow up with “break that down by merchant” or “show me the biggest outliers”.
- Combine sources. Ask about income and spending together to get cash-flow analysis in one answer.