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The assistant answers questions about your real account data - balances, transactions, recurring activity, pay statements, and the patterns inside them. The clearer the question, the better the answer.

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Types of questions

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Spending

  • “How much did I spend last month?”
  • “What are my top spending categories?”
  • “How much did I spend on dining out this week?”
  • “Show me my Amazon purchases this year”

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Income

  • “What was my income last month?”
  • “Show me my pay history”
  • “How does my income this month compare to last month?”

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Accounts and net worth

  • “What’s my checking account balance?”
  • “What’s my total net worth?”
  • “Show me my credit card balances”
  • “Is my spending going up or down?”
  • “How has my net worth changed this year?”
  • “What’s my average monthly spending?”

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Specific lookups

  • “Find my last payment to Netflix”
  • “Show me all transactions over $100 this month”
  • “When was my last paycheck?”

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Cash flow and savings rate

  • “Is my Cash Flow positive this month?”
  • “What’s my savings rate?”
  • “How much breathing room do I have?”

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Starter prompts on data pages

If you’re new to chat, you don’t have to come up with a question from scratch. The Spending, Income, and Cash Flow pages each show a row of Ask AI prompt cards near the top - tap one to open the assistant with that question pre-filled. Useful when you want to see how the assistant phrases things and what kinds of answers it produces.

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Asking from Siri, Spotlight and Shortcuts

Available in MyTruv iOS 1.9 and later.
On iPhone you can reach MyTruv without opening the app. Say “Hey Siri” and then:
  • “Ask MyTruv” - Siri asks what you want to know, then opens the assistant with your question already answered
  • “My MyTruv balance” - Siri reads your net cash aloud
  • “My MyTruv spending” or “What did I spend on groceries in MyTruv” - this month’s total, or one category’s
  • “My next bill in MyTruv” - the next recurring charge and its date
  • “Search MyTruv for groceries” - runs that search in the app; say just “Search MyTruv” and Siri asks what to find first
  • “Show my MyTruv transactions / insights / accounts” - jumps straight to that screen
The same shortcuts appear in the Shortcuts app and in Spotlight. Siri stays quiet about your money while the app is locked with Face ID or a PIN - it asks you to open and unlock MyTruv first.

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Quick tips

  • Include a time frame when it matters - “last month”, “in February”, “over the last 6 months”
  • Name merchants and categories explicitly when you have one in mind - “How much at Whole Foods?” beats “How much at the grocery store?”
  • Use natural language - ask the way you’d ask a friend, not in keywords
  • Follow up in the same thread to dig into anything that catches your eye - the assistant keeps the conversation’s context across messages until you start a new thread
Start broad with something like “How am I doing this month?” and follow up with specifics. The assistant is usually faster than you’d expect at narrowing down to the answer you actually want.