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Yes - and “just trust us” isn’t an answer we’d accept either, so here’s the actual proof. Connecting your bank to a finance app is a fair thing to be cautious about. The short version: MyTruv uses bank-level encryption, never sees your bank login, can only read your data (never move money), and runs the connection through technology that banks and lenders have relied on for years.
Bank-level encryption. SOC 2 Type II certified. Read-only access. Your data is encrypted with the same standard banks use, independent auditors verify our security controls, and MyTruv can view your accounts but can never move money.

You’re in established hands

MyTruv never touches your bank login. Every connection is powered by Truv, our parent company and a financial-data platform that’s spent years securely connecting people to their bank and payroll accounts - the same technology banks, lenders, and employers use to verify applicants. Truv is trusted by 8M+ consumers and connects to 13,000+ banks and 100+ payroll providers, including ADP, Gusto, and Rippling. See Why We Need Your Bank or Payroll Login for how the connection actually works. If you want the detail behind the reassurance, Truv documents exactly how it handles your data:

Encryption

  • AES-256 encryption - Your data at rest is protected with the same encryption standard used by banks and government agencies
  • TLS encryption - All data in transit is encrypted using Transport Layer Security
  • No plain-text storage - Your financial data is never stored in an unencrypted format

Infrastructure

  • SOC 2 Type II certified - Our infrastructure meets rigorous security and availability standards, verified by independent auditors
  • Continuous monitoring - Our systems are monitored around the clock for unauthorized access or anomalies
  • Regular security audits - We conduct ongoing security testing and vulnerability assessments

Access control

  • Read-only access - MyTruv can view your financial data but cannot move money or make changes to your accounts
  • Biometric authentication - Protect your app with Face ID or Touch ID
  • PIN protection - Set a 4-digit PIN as an additional security layer
  • Auto-lock - The app locks automatically when you switch away

Bank and payroll connections

  • Bank and payroll connections are powered by Truv, our parent company and an industry-leading financial data aggregator trusted across consumer fintech and HR
  • Broad, established network - Truv connects to 13,000+ banks and 100+ payroll providers, including ADP, Gusto, and Rippling
  • Your bank or payroll credentials are never stored on MyTruv’s servers
For full details on our security and data practices, review our Privacy Policy and Terms of Service.
Enable Face ID / Touch ID and set a PIN for the strongest protection of your MyTruv data.