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Cash flow is the movement of money into and out of your accounts over time. MyTruv has a dedicated Cash Flow view that visualizes this, so you can see whether you’re earning more than you spend.

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What is cash flow

  • Positive cash flow means more money is coming in than going out - your balances are growing
  • Negative cash flow means more is going out than coming in - your balances are shrinking
  • Net cash flow is the difference between the two

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Where to find it

Open Cash Flow on either platform.
On the web - select Cash Flow from the sidebar (app.mytruv.com/data/cashflow). The view focuses on a single month at a time.On iOS - swipe through the Summary screen to reach the Cash Flow page. The view focuses on a period length you pick (30 days, 3 months, 6 months, or 1 year).
Cash Flow needs at least one bank connection. Without one, the page prompts you to connect an account before any charts can render.

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What you’ll see

The two platforms visualize cash flow differently. Both ultimately answer the same question - what came in, what went out, what’s left - just with different charts.
On the web - the main visualization is a Sankey diagram showing income sources on the left flowing into the total Income node, which then splits into a Savings node (when positive) plus the top expense categories. Three metric cards above the chart show Savings Rate, Total Income, and Total Expenses for the selected month.On iOS - the main visualization is a Net cash flow bar chart, with one bar per period (a day, a week, or a month, depending on the time range). Positive bars (you earned more than you spent) and negative bars (you spent more) read at a glance. Two summary numbers sit above the chart: Total net and Avg/month. Below the chart, the screen embeds your Income section with employment, pay charts, and pay history - so you can see the income side without leaving Cash Flow.

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Why cash flow matters

Reviewing your cash flow regularly helps you:
  • See whether you’re living within your means
  • Plan for large upcoming expenses
  • Catch months where the numbers might come up short
  • Build savings by keeping a positive trend
Aim for a consistently positive net each month. Even a small positive number compounds over time.