What is cash flow
- Positive cash flow means more money is coming in than going out - your balances are growing
- Negative cash flow means more is going out than coming in - your balances are shrinking
- Net cash flow is the difference between the two
Where to find it
On the web, open Cash Flow from the sidebar, or from More on a phone. On iOS, open Cash Flow on the Home tab, in the row of pages across the top.The time range differs by platform: the web focuses on a single month at a time, while iOS lets you pick a period length (30 days, 3 months, 6 months, or 1 year).
What you’ll see
The two platforms visualize cash flow differently. Both ultimately answer the same question - what came in, what went out, what’s left - just with different charts.On the web - the main visualization is a Sankey diagram showing income sources on the left flowing into the total Income node, which then splits into a Savings node (when positive) plus the top expense categories. Three metric cards above the chart show Savings Rate, Total Income, and Total Expenses for the selected month.On iOS - the main visualization is a Net cash flow bar chart, with one bar per period (a day, a week, or a month, depending on the time range). Positive bars (you earned more than you spent) and negative bars (you spent more) read at a glance. Two summary numbers sit above the chart: Total net and Avg/month. Below the chart, the screen embeds your Income section with employment, pay charts, and pay history - so you can see the income side without leaving Cash Flow.
Why cash flow matters
Reviewing your cash flow regularly helps you:- See whether you’re living within your means
- Plan for large upcoming expenses
- Catch months where the numbers might come up short
- Build savings by keeping a positive trend
Related
- Income vs. Expenses - how the two sides are compared on each platform
- Customizing Time Ranges - the different time controls per surface
- Tracking Recurring Income - the predictable inflows that feed Cash Flow