MyTruv organizes insights into 10 categories. Each insight you see is tagged with one of them. The category drives the icon, color, and where the insight tends to appear in the feed.
Spending categories
Expenses
Notable spending activity - unusual charges, month-over-month changes, category milestones, or large one-off transactions.
Transactions
Patterns or noteworthy single transactions that aren’t best framed as “spending” - duplicate charges, unusual merchant activity, or transactions that don’t fit your normal flow.
Recurring
Activity around your recurring charges - a new subscription detected, a price change on an existing one, or a subscription that’s gone unused for a while.
Income and pay
Income
New paycheck deposits, changes in your income pattern, or a missing deposit that you’d normally expect.
Deductions
Pay-statement deductions that changed between pay periods - benefit deductions, 401(k) contributions, and similar withholdings.
Taxes
Tax-specific observations from your pay statements - withholding changes, year-to-date totals, and significant differences from previous periods.
Bigger picture
Cash Flow
Monthly Cash Flow recaps, income vs. expense trends, and how this period compares to recent ones.
Net Worth
Milestones, significant balance changes across accounts, and movement in your asset / liability total.
Tone
Celebration
A positive milestone or trend worth a brief celebration - a savings goal hit, a debt paid off, a streak of positive Cash Flow.
Alert
Something that needs attention now - a connection that broke, unusual account activity, or anything that benefits from a quick look.
Which categories you see
Not every category applies to every account. Pay-related categories (Income, Deductions, Taxes) only show up when you have a payroll connection. Insights about subscriptions need a few months of transaction history. If you don’t see a category, it usually means MyTruv doesn’t have the data for it yet (see How Insights Are Generated).
The Alert category is the one to keep an eye on - those insights are usually time-sensitive (a broken connection, a charge you may not recognize). The rest are informational.
