No. Using MyTruv will never affect your credit score. Here’s why.
No credit inquiries
- MyTruv does not perform credit checks - Connecting your bank accounts does not trigger a hard or soft credit inquiry
- No credit bureau involvement - We don’t report to or pull data from credit bureaus like Equifax, Experian, or TransUnion
Read-only access
- MyTruv uses read-only access to view your account balances and transactions
- We cannot open accounts, apply for credit, or take any financial action on your behalf
- Connecting your accounts is similar to checking your balance in your bank’s own app
What about investment accounts?
The same applies to investment and brokerage accounts. Connecting them to MyTruv is purely for viewing purposes and has no impact on your accounts or credit.
MyTruv is a read-only financial dashboard. It can never make changes to your accounts or affect your credit standing.
