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The Cash Flow view is where MyTruv compares your income against your expenses. The two platforms answer this question in different ways - same data, different chart - so it’s worth knowing what each one shows.

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How the comparison is shown

On the web - the comparison sits at the top of the Cash Flow page as three metric cards: Total Income, Total Expenses, and Savings Rate (the percentage of income that wasn’t spent). The Sankey diagram below those cards visualizes the flow - income sources merge into a single Income node on the left, which then splits into a Savings node (when positive) and the top expense categories on the right. A taller / wider Savings node means more of your income stayed in your accounts.On iOS - there is no single side-by-side card. Income and expenses live on the same Cash Flow screen but in different sections:
  • The Net cash flow bar chart at the top shows the difference (income minus expenses) for each period. Positive bars mean income beat expenses; negative bars mean the opposite. Two summary numbers - Total net and Avg/month - sit above the chart.
  • The Income section embedded below the chart shows your income detail - employment card, gross/net pay charts, recent pay statements.
  • Expenses live on the separate Spending page, not on Cash Flow.

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What the comparison tells you

Whichever platform you’re on, reading the comparison gives you the same answers:
  • Positive net (or positive Savings Rate) - you brought in more than you spent during the period
  • Negative net (or 0% Savings Rate) - you spent more than you brought in
  • Trend across months - is the gap widening, shrinking, or steady? Switch the time range to see month-over-month

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What to use it for

  • Spot months where expenses spiked above income and look into why
  • Track whether your savings rate is improving, holding, or sliding
  • Set realistic spending targets that match your actual income