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Credit History is rolling out gradually. If you do not see it yet, it has not reached your account yet - no action needed on your end.
Available in MyTruv iOS 1.6 and later.
The Credit History page shows your current credit score, key health factors, account list, and recent inquiries in one place.

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What is on the page

Score - Your current score from your credit bureau on a gauge, the date the report was last updated, and where your score falls in the range. Once MyTruv has more than one report for you, a score history chart below shows how it’s moved. What’s changed - How the report compares with the one before it: the score move, and the figures behind it that went up or down. What’s affecting your score - Six factors: payment history, credit utilization, derogatory marks, credit age, total accounts, and hard inquiries. Each carries its current figure, how it rates - from Excellent to Needs work - and how much it weighs. Open one for the numbers behind it and what moves it. Accounts - Every account on your credit report, grouped by type - credit cards, mortgages, student loans, auto loans, and others. An account that needs attention carries a category label - charge-off, collections, or derogatory. Open any account for its month-by-month payment history, balance and credit limit, monthly payment, interest rate, and the date it was opened. If a credit card on your report isn’t linked to MyTruv as one of your financial accounts, an optional prompt lets you connect it as a financial account so its balance and spending show up alongside your other accounts. This account connection is separate from Credit History and is not required for it. Your credit data - The hard inquiries, public records, collections and derogatory marks your bureau reports, with See details for the individual entries. A hard inquiry is recorded when a lender checks your credit before approving a loan or card application.

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Connecting your credit history

Credit History uses its own connection, separate from your bank and payroll accounts - you do not need to link a credit card for it. Connecting it securely pulls your credit report so MyTruv can show your score, accounts, and inquiries.
  1. Open Banks, payroll & credit - it’s in the sidebar on desktop web, and under Settings on a phone and on iOS.
  2. Under Add new, select Credit History (Credit on iOS) and follow the prompts.
If you have not connected yet, the Credit History page previews what you will get and offers a Connect credit history button. You can connect only one credit history per person. On iOS, open Credit on the Home tab, in the row of pages across the top, and tap Connect credit to start the same flow. The Home checklist also includes a Connect your credit step.

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How often it updates

Your report refreshes automatically each time your credit history connection syncs. The header shows the bureau name and the date of the last update so you can see how current the data is. The figures on this page are what your bureau reports, as reported - MyTruv does not recalculate them.