Credit History is rolling out gradually. If you do not see it in your sidebar yet, it has not reached your account yet - no action needed on your end.
What is on the page
Score - Your current score from your credit bureau, the date the report was last updated, and where your score falls in the range. A chart below shows how your score has changed over time.
What changed - When your score moves between reports, a banner highlights the change and what may have driven it.
Key factors - Four stats that make up your credit health: credit utilization, on-time payment rate, credit age, and number of open accounts. Each one shows whether it is helping or hurting your overall score.
Accounts - Every account on your credit report, grouped by type - credit cards, mortgages, student loans, auto loans, and others. Tap or click any account to see its full payment history.
Inquiries - Hard inquiries on your report from the past two years. Hard inquiries occur when a lender checks your credit before approving a loan or card application.
Connecting a credit account
Credit History uses a separate connection from your bank and payroll accounts. To add it, open the Credit History page from the sidebar and follow the prompts to link your credit account.
How often it updates
Your report refreshes automatically each time your connected credit account syncs. The header shows the bureau name and the date of the last update so you can see how current the data is.
