Credit History is rolling out gradually. If you do not see it yet, it has not reached your account yet - no action needed on your end.
What is on the page
Score - Your current score from your credit bureau, the date the report was last updated, and where your score falls in the range. A chart below shows how your score has changed over time. What changed - When your score moves between reports, a banner highlights the change and what may have driven it. Key factors - Four stats that make up your credit health: credit utilization, on-time payment rate, credit age, and number of open accounts. Each one shows whether it is helping or hurting your overall score. Accounts - Every account on your credit report, grouped by type - credit cards, mortgages, student loans, auto loans, and others. Tap or click any account to see its full payment history. If a credit card on your report isn’t linked to MyTruv as one of your financial accounts, an optional prompt lets you connect it as a financial account so its balance and spending show up alongside your other accounts. This account connection is separate from Credit History and is not required for it. Inquiries - Hard inquiries on your report from the past two years. Hard inquiries occur when a lender checks your credit before approving a loan or card application.Connecting your credit history
Credit History uses its own connection, separate from your bank and payroll accounts - you do not need to link a credit card for it. Connecting it securely pulls your credit report so MyTruv can show your score, accounts, and inquiries.- Open Banks, payroll & credit - it’s in the sidebar on the web, and under Settings on iOS.
- Under Add new, select Credit History (Credit on iOS) and follow the prompts.